How to Choose a Lease-to-Own Company in Houston, MS
When picking a lease-to-own company in Houston, MS, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Houston and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Houston, MS
How do Acima Leasing and Snap Finance work? Most Houston, MS lease-to-own companies operate similarly. You shop at an approved Houston retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Houston, MS will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Houston, MS Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Houston, MS retailers are approved by Snap Finance or Acima Leasing. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Houston, MS and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Houston, MS businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Houston stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Houston, MS, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Houston, MS?
For shoppers in Houston, MS with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Houston, MS. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Houston, MS, you will also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Houston, MS? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Houston, MS. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.