How to Choose a Lease-to-Own Company in Hickory, MS
When picking a lease-to-own company in Hickory, MS, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Hickory and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Hickory, MS Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Hickory, MS follow similar models. To start, you choose an approved retailer in Hickory and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing in Hickory, MS or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Hickory, MS?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hickory, MS. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Hickory, MS Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Hickory, MS and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Hickory and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Hickory, MS stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Hickory, MS
Snap Finance and Amica Leasing are dedicated to helping Hickory, MS shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Hickory, MS. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Hickory, MS also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Hickory, MS? Try Acima Leasing
Many shoppers across Hickory, MS can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.