Lease-to-Own in Hernando, MS: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Hernando, MS? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Hernando, MS

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in Hernando, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Hernando, MS so you can figure out which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Hernando, MS Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Hernando, MS? Both companies follow similar application processes. Shop at eligible Hernando stores, pick out the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Hernando!

Hernando Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Although Acima Leasing and Progressive Leasing in Hernando, MS share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Hernando, MS need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Hernando with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Hernando, MS Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Hernando allows you to shop at thousands of Hernando stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. See which stores are available near you in Hernando, MS, or shop Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Hernando, MS

Acima Leasing and Progressive Leasing in Hernando, MS follow similar guidelines for leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Hernando, MS Right for You?

We can’t tell you which lease-to-own company in Hernando, MS to choose. To choose the right fit, consider which Hernando retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.