What to Look for in Hazlehurst, MS Lease-to-Own Companies
When comparing lease-to-own companies in Hazlehurst, MS, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Hazlehurst and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Hazlehurst, MS Work
How does Acima Leasing work? Or Snap Finance? Whichever Hazlehurst, MS lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Hazlehurst retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Hazlehurst, MS or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Hazlehurst, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Hazlehurst, MS. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Hazlehurst, MS Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Hazlehurst, MS as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Hazlehurst businesses to national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Hazlehurst, MS stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Hazlehurst, MS?
Snap Finance and Amica Leasing are dedicated to helping Hazlehurst, MS shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Hazlehurst, MS, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Hazlehurst, MS requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Hazlehurst, MS, the Choice Is Yours
Many shoppers across Hazlehurst, MS can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.