Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Hattiesburg, MS

Looking for a lease-to-own company in Hattiesburg, MS? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Hattiesburg, MS

When selecting a lease-to-own company in Hattiesburg, MS, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Hattiesburg so you can decide which company sounds best for you.

How Does Lease-to-Own in Hattiesburg, MS Work?

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Hattiesburg, MS tend to work the same way. You shop in person or online at an approved Hattiesburg retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Hattiesburg, MS will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Hattiesburg, MS?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Hattiesburg, MS. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Hattiesburg, MS Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Hattiesburg, MS retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Hattiesburg and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Hattiesburg, MS stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Hattiesburg, MS?

Everyone in Hattiesburg, MS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Hattiesburg, MS. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Hattiesburg, MS requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Hattiesburg, MS, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hattiesburg, MS. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.