Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Flowood, MS

Looking for a lease-to-own company in Flowood, MS? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Flowood, MS Lease-to-Own Company

When comparing lease-to-own companies in Flowood, MS, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Flowood and Acima Leasing so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Flowood, MS

How do Acima Leasing and Snap Finance work? Most Flowood, MS lease-to-own companies operate similarly. You shop at an approved Flowood retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, shop for the eligible products you want to get, and Snap Finance in Flowood, MS or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Flowood, MS?

The items you can shop for vary based on which Flowood, MS retailers are approved by Snap Finance or Acima Leasing. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Flowood, MS

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Flowood, MS retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Flowood businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Flowood, MS, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Flowood, MS

Snap Finance and Amica Leasing are dedicated to helping Flowood, MS shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Flowood, MS, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Flowood, MS requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Flowood, MS

Acima Leasing and Snap Finance have a lot to offer shoppers in Flowood, MS. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.