What to Look for in Ellisville, MS Lease-to-Own Companies
When picking a lease-to-own company in Ellisville, MS, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ellisville so you can find the right company for you.
How Does Lease-to-Own in Ellisville, MS Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Ellisville, MS lease-to-own companies operate similarly. You shop in person or online at an approved Ellisville retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Ellisville, MS or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Ellisville, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Ellisville, MS. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Ellisville, MS Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Ellisville, MS retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Ellisville stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Ellisville, MS or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ellisville, MS?
Snap Finance and Acima Leasing both want to help shoppers in Ellisville MS get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ellisville, MS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Ellisville, MS, you will also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Ellisville, MS? Try Acima Leasing
Many shoppers across Ellisville, MS can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.