Comparing Acima Leasing and Snap Finance in Crystal Springs, MS

You’re ready to shop with help from a lease-to-own company in Crystal Springs, MS. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Crystal Springs, MS Lease-to-Own Company

When selecting a lease-to-own company in Crystal Springs, MS, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Crystal Springs and Snap Finance so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Crystal Springs, MS

How do Acima Leasing and Snap Finance work? Whichever Crystal Springs, MS lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Crystal Springs retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Crystal Springs, MS will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Crystal Springs, MS?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Crystal Springs, MS. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Crystal Springs, MS

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Crystal Springs, MS and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Crystal Springs stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Crystal Springs, MS, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Crystal Springs, MS

Both Snap Finance and Amica Leasing support Crystal Springs, MS residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Crystal Springs, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Crystal Springs, MS also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Crystal Springs, MS Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Crystal Springs, MS shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.