Choosing Your Columbus, MS Lease-to-Own Company
When picking a lease-to-own company in Columbus, MS, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Columbus so you know which company is your best fit.
How Does Lease-to-Own in Columbus, MS Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Columbus, MS tend to work the same way. To start, you choose an approved retailer in Columbus and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing in Columbus, MS or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Columbus, MS?
The items you can shop for vary based on which Columbus, MS retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Columbus, MS Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Columbus, MS and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Columbus businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Columbus, MS, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Columbus, MS
Everyone in Columbus, MS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Columbus, MS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Columbus, MS requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Columbus, MS Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Columbus, MS. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.