What to Look for in Coldwater, MS Lease-to-Own Companies
When picking a lease-to-own company in Coldwater, MS, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Coldwater and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Coldwater, MS Work?
How do Acima Leasing and Snap Finance work? Most Coldwater, MS lease-to-own companies operate similarly. You shop in person or online at an approved Coldwater retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Coldwater, MS will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Coldwater, MS?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Coldwater, MS. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Coldwater, MS and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Coldwater, MS businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Coldwater stores and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Coldwater, MS stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Coldwater, MS?
Snap Finance and Acima Leasing both want to help shoppers in Coldwater MS get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Coldwater, MS. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Coldwater, MS requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Coldwater, MS
Many shoppers across Coldwater, MS can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.