Choosing a Lease-to-Own Company in Clinton, MS
When selecting a lease-to-own company in Clinton, MS, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Clinton and Acima Leasing so you can determine which company is right for you.
Snap Finance in Clinton, MS vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Clinton, MS lease-to-own companies operate similarly. You shop in person or online at an approved Clinton retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance in Clinton, MS or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Clinton, MS?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Clinton, MS. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Clinton, MS
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Clinton, MS businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Clinton and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Clinton, MS stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Clinton, MS
Snap Finance and Acima Leasing both want to help shoppers in Clinton MS get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Clinton, MS, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Clinton, MS, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Clinton, MS
Many shoppers across Clinton, MS can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.