Choosing a Lease-to-Own Company in Cleveland, MS
When selecting a lease-to-own company in Cleveland, MS, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Cleveland so you can determine which company is right for you.
Snap Finance in Cleveland, MS vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Cleveland, MS follow similar models. You shop in person or online at an approved Cleveland retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Cleveland, MS or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cleveland, MS?
The items you can shop for vary based on which Cleveland, MS retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Cleveland, MS
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Cleveland, MS businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Cleveland and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Cleveland, MS or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cleveland, MS?
Snap Finance and Acima Leasing both want to help shoppers in Cleveland MS get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Cleveland, MS, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Cleveland, MS requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Cleveland, MS, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Cleveland, MS. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.