How to Choose a Lease-to-Own Company in Byram, MS
When comparing lease-to-own companies in Byram, MS, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Byram so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Byram, MS
How does Snap Finance work? Or Acima Leasing? Most Byram, MS lease-to-own companies operate similarly. You shop in person or online at an approved Byram retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing in Byram, MS or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Byram, MS?
The items you can shop for vary based on which Byram, MS retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Byram, MS and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Byram, MS and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Byram stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Byram, MS, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Byram, MS
Everyone in Byram, MS deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Byram, MS. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, a smartphone number and email address must be provided.
Acima Leasing in Byram, MS also requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Byram, MS Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Byram, MS shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.