Choosing Your Brookhaven, MS Lease-to-Own Company
When comparing lease-to-own companies in Brookhaven, MS, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Brookhaven so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Brookhaven, MS
How does Acima Leasing work? Or Snap Finance? Whichever Brookhaven, MS lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Brookhaven retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing in Brookhaven, MS or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Brookhaven, MS?
The items you can shop for vary based on which Brookhaven, MS retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Brookhaven, MS and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Brookhaven, MS and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Brookhaven and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Brookhaven, MS stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Brookhaven, MS?
Both Snap Finance and Amica Leasing aim to help shoppers in Brookhaven, MS with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Brookhaven, MS. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Brookhaven, MS also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Brookhaven, MS, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Brookhaven, MS shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.