Comparing Acima Leasing and Snap Finance in Boyle, MS

Looking for a lease-to-own company in Boyle, MS? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How to Choose a Lease-to-Own Company in Boyle, MS

When choosing a lease-to-own company in Boyle, MS, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Boyle so you can determine which company is right for you.

Snap Finance in Boyle, MS vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most Boyle, MS lease-to-own companies operate similarly. You shop at an approved Boyle retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Boyle, MS or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Boyle, MS?

The items you can shop for in Boyle, MS depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Boyle, MS and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Boyle, MS retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Boyle stores and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Boyle, MS or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Boyle, MS

Snap Finance and Acima Leasing both want to help shoppers in Boyle MS get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Boyle, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Boyle, MS requires an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Boyle, MS Lease-to-Own Company

Many shoppers across Boyle, MS can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.