What to Look for in Booneville, MS Lease-to-Own Companies
When comparing lease-to-own companies in Booneville, MS, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Booneville and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Booneville, MS Work?
How does Snap Finance work? Or Acima Leasing? Whichever Booneville, MS lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Booneville and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Booneville, MS or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Booneville, MS?
The items you can shop for vary based on which Booneville, MS retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Booneville, MS
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Booneville, MS retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Booneville businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Booneville, MS, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Booneville, MS
Both Snap Finance and Amica Leasing support Booneville, MS residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Booneville, MS. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Booneville, MS also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Booneville, MS Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Booneville, MS. Choose the lease-to-own company that works best for you based on approved stores, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.