Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Batesville, MS

You’re ready to shop with help from a lease-to-own company in Batesville, MS. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Batesville, MS

When picking a lease-to-own company in Batesville, MS, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Batesville and Acima Leasing so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Batesville, MS Work

How does Acima Leasing work? Or Snap Finance? Whichever Batesville, MS lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Batesville retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance in Batesville, MS or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Batesville, MS?

The items you can shop for in Batesville, MS depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Batesville, MS Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Batesville, MS and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Batesville and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Batesville, MS stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Batesville, MS?

Both Snap Finance and Amica Leasing aim to help shoppers in Batesville, MS with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Batesville, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Batesville, MS requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Batesville, MS

Many shoppers across Batesville, MS can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.