Choosing Your Amory, MS Lease-to-Own Company
When picking a lease-to-own company in Amory, MS, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Amory and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Amory, MS Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Amory, MS follow similar models. You shop in person or online at an approved Amory retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Amory, MS will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Amory, MS Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Amory, MS. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Amory, MS Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Amory, MS and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Amory and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Amory, MS or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Amory, MS?
Both Snap Finance and Amica Leasing aim to help shoppers in Amory, MS with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Amory, MS. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
Acima Leasing in Amory, MS also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Amory, MS Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Amory, MS shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.