Choosing a Lease-to-Own Company in Forest Lake, MN
When picking a lease-to-own company in Forest Lake, MN, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Forest Lake so you know which company is your best fit.
Snap Finance in Forest Lake, MN vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Forest Lake, MN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Forest Lake and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Forest Lake, MN or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Forest Lake, MN?
The items you can shop for in Forest Lake, MN depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Forest Lake, MN Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Forest Lake, MN retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Forest Lake stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Forest Lake, MN, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Forest Lake, MN
Snap Finance and Acima Leasing both want to help shoppers in Forest Lake MN get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Forest Lake, MN, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Forest Lake, MN also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Forest Lake, MN Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Forest Lake, MN. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.