How Do I Choose Between Lease-to-Own Companies in Forest Lake, MN?
Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but lack the funds. With so many companies like Progressive Leasing in Forest Lake, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Forest Lake, MN to help you determine which company has the best application process, store selection, and requirements for you.
Forest Lake Acima Leasing vs. Progressive Leasing: How Do They Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Forest Lake, MN? They both have similar application steps. Shop at eligible retailers in Forest Lake, pick out the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Forest Lake, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Forest Lake vs. Acima Leasing?
While Acima Leasing and Progressive Leasing in Forest Lake, MN have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in Forest Lake, MN need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Acima Leasing and Progressive Leasing both help shoppers in Forest Lake who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Forest Lake Can I Shop with Acima Leasing vs. Progressive Leasing?
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Forest Lake and online, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Forest Lake, MN, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Forest Lake, MN?
The rules for leasable items at Acima Leasing and Progressive Leasing in Forest Lake, MN are quite similar. Typically, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Is Progressive Leasing or Acima Leasing in Forest Lake, MN Right for You?
The choice of lease-to-own company in Forest Lake, MN is entirely in your hands. The best option for you depends on the application process, approval requirements, and which Forest Lake stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.