Choosing a Lease-to-Own Company in Bloomington, MN
When comparing lease-to-own companies in Bloomington, MN, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bloomington and Snap Finance so you know which company is your best fit.
Snap Finance in Bloomington, MN vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Bloomington, MN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Bloomington and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Bloomington, MN will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bloomington, MN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bloomington, MN. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Bloomington, MN Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Bloomington, MN as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Bloomington and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Bloomington, MN or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bloomington, MN?
Both Snap Finance and Amica Leasing aim to help shoppers in Bloomington, MN with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Bloomington, MN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Bloomington, MN requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Bloomington, MN Lease-to-Own Company
Many shoppers across Bloomington, MN can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.