What to Look for in Ypsilanti, MI Lease-to-Own Companies
When choosing a lease-to-own company in Ypsilanti, MI, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Ypsilanti so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Ypsilanti, MI Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Ypsilanti, MI lease-to-own companies operate similarly. You shop in person or online at an approved Ypsilanti retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Ypsilanti, MI or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Ypsilanti, MI?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Ypsilanti, MI. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Ypsilanti, MI and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Ypsilanti, MI businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Ypsilanti businesses to the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Ypsilanti, MI, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Ypsilanti, MI
Snap Finance and Acima Leasing both want to help shoppers in Ypsilanti MI get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ypsilanti, MI. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Ypsilanti, MI also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Ypsilanti, MI
Acima Leasing and Snap Finance are great options for Ypsilanti, MI shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.