How to Choose a Lease-to-Own Company in Woodhaven, MI
When comparing lease-to-own companies in Woodhaven, MI, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Woodhaven and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Woodhaven, MI Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Woodhaven, MI tend to work the same way. First, you pick from a list of approved Woodhaven retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing in Woodhaven, MI or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Woodhaven, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Woodhaven, MI. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Woodhaven, MI
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Woodhaven, MI businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Woodhaven businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Woodhaven, MI or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Woodhaven, MI
Snap Finance and Acima Leasing both want to help shoppers in Woodhaven MI get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Woodhaven, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Woodhaven, MI requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Woodhaven, MI? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Woodhaven, MI. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.