Choosing Your White Lake, MI Lease-to-Own Company
When picking a lease-to-own company in White Lake, MI, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in White Lake and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in White Lake, MI Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in White Lake, MI tend to work the same way. To start, you choose an approved retailer in White Lake and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in White Lake, MI or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in White Lake, MI?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in White Lake, MI. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in White Lake, MI
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local White Lake, MI businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local White Lake stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find White Lake, MI stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in White Lake, MI?
Everyone in White Lake, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in White Lake, MI. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
For Acima Leasing in White Lake, MI, you will also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in White Lake, MI? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in White Lake, MI. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.