What to Look for in Westland, MI Lease-to-Own Companies
When comparing lease-to-own companies in Westland, MI, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Westland and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Westland, MI Work?
How does Snap Finance work? Or Acima Leasing? Whichever Westland, MI lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Westland and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Westland, MI or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Westland, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Westland, MI. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Westland, MI Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Westland, MI retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Westland businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Westland, MI stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Westland, MI?
For shoppers in Westland, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Westland, MI. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
For Acima Leasing in Westland, MI, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Westland, MI Lease-to-Own Company
Many shoppers across Westland, MI can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.