Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in West Bloomfield Township, MI

You’re ready to shop with help from a lease-to-own company in West Bloomfield Township, MI. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your West Bloomfield Township, MI Lease-to-Own Company

When comparing lease-to-own companies in West Bloomfield Township, MI, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in West Bloomfield Township so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in West Bloomfield Township, MI Work

How does Acima Leasing work? Or Snap Finance? Whichever West Bloomfield Township, MI lease-to-own company you choose, it'll likely operate the same way. You shop at an approved West Bloomfield Township retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in West Bloomfield Township, MI or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in West Bloomfield Township, MI?

The items you can shop for vary based on which West Bloomfield Township, MI retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

West Bloomfield Township, MI Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in West Bloomfield Township, MI as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small West Bloomfield Township businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in West Bloomfield Township, MI, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in West Bloomfield Township, MI?

For shoppers in West Bloomfield Township, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in West Bloomfield Township, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in West Bloomfield Township, MI also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in West Bloomfield Township, MI? Try Acima Leasing

Many shoppers across West Bloomfield Township, MI can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.