What to Look for in Watervliet, MI Lease-to-Own Companies
When choosing a lease-to-own company in Watervliet, MI, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Watervliet and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Watervliet, MI Work?
How does Snap Finance work? Or Acima Leasing? Most Watervliet, MI lease-to-own companies operate similarly. You shop at an approved Watervliet retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Watervliet, MI will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Watervliet, MI?
The items you can shop for vary based on which Watervliet, MI retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Watervliet, MI Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Watervliet, MI businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Watervliet stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Watervliet, MI.
What Are the Requirements for Acima Leasing vs. Snap Finance in Watervliet, MI?
Snap Finance and Acima Leasing both want to help shoppers in Watervliet MI get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Watervliet, MI. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Watervliet, MI also requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Watervliet, MI Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Watervliet, MI. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.