Choosing Your Troy, MI Lease-to-Own Company
When picking a lease-to-own company in Troy, MI, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Troy so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Troy, MI Work
How does Snap Finance work? Or Acima Leasing? Most Troy, MI lease-to-own companies operate similarly. You shop in person or online at an approved Troy retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Troy, MI will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Troy, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Troy, MI depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Troy, MI
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Troy, MI as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Troy businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Troy, MI, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Troy, MI?
Everyone in Troy, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Troy, MI, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Troy, MI also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Troy, MI, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Troy, MI shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.