Choosing a Lease-to-Own Company in Sturgis, MI
When selecting a lease-to-own company in Sturgis, MI, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Sturgis so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Sturgis, MI
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Sturgis, MI tend to work the same way. You shop at an approved Sturgis retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Sturgis, MI or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Sturgis, MI?
The items you can shop for vary based on which Sturgis, MI retailers are approved by Snap Finance or Acima Leasing. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Sturgis, MI
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Sturgis, MI businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Sturgis stores and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Sturgis, MI or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Sturgis, MI?
Snap Finance and Amica Leasing are dedicated to helping Sturgis, MI shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Sturgis, MI, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
Acima Leasing in Sturgis, MI also requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Sturgis, MI, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Sturgis, MI. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.