What to Look for in Stevensville, MI Lease-to-Own Companies
When selecting a lease-to-own company in Stevensville, MI, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Stevensville so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Stevensville, MI
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Stevensville, MI follow similar models. You shop in person or online at an approved Stevensville retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Stevensville, MI will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Stevensville, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Stevensville, MI retailers are approved by Snap Finance or Acima Leasing. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Stevensville, MI
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Stevensville, MI as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Stevensville and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Stevensville, MI stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Stevensville, MI
Both Snap Finance and Amica Leasing aim to help shoppers in Stevensville, MI with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Stevensville, MI. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
For Acima Leasing in Stevensville, MI, you will also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Stevensville, MI? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Stevensville, MI shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.