Choosing a Lease-to-Own Company in Sterling Heights, MI
When selecting a lease-to-own company in Sterling Heights, MI, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Sterling Heights and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Sterling Heights, MI Work
How does Snap Finance work? Or Acima Leasing? Most Sterling Heights, MI lease-to-own companies operate similarly. You shop in person or online at an approved Sterling Heights retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Sterling Heights, MI will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Sterling Heights, MI?
The items you can shop for in Sterling Heights, MI depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Sterling Heights, MI Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Sterling Heights, MI as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Sterling Heights and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Sterling Heights, MI stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Sterling Heights, MI
For shoppers in Sterling Heights, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Sterling Heights, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
Acima Leasing in Sterling Heights, MI also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Sterling Heights, MI, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Sterling Heights, MI shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.