Choosing a Lease-to-Own Company in Stanton, MI
When picking a lease-to-own company in Stanton, MI, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Stanton and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Stanton, MI Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Stanton, MI follow similar models. First, you pick from a list of approved Stanton retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing in Stanton, MI or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Stanton, MI?
The items you can shop for in Stanton, MI depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Stanton, MI Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Stanton, MI and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Stanton and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Stanton, MI stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Stanton, MI
Snap Finance and Acima Leasing both want to help shoppers in Stanton MI get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Stanton, MI, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
Acima Leasing in Stanton, MI also requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Stanton, MI Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Stanton, MI. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.