What to Look for in Shelby Township, MI Lease-to-Own Companies
When selecting a lease-to-own company in Shelby Township, MI, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Shelby Township and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Shelby Township, MI Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Shelby Township, MI lease-to-own companies operate similarly. You shop at an approved Shelby Township retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance in Shelby Township, MI or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Shelby Township, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Shelby Township, MI. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Shelby Township, MI
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Shelby Township, MI and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Shelby Township stores and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Shelby Township, MI or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Shelby Township, MI?
Snap Finance and Amica Leasing are dedicated to helping Shelby Township, MI shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Shelby Township, MI. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
Acima Leasing in Shelby Township, MI also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Shelby Township, MI
Acima Leasing and Snap Finance have a lot to offer shoppers in Shelby Township, MI. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.