How to Choose a Lease-to-Own Company in Sault Sainte Marie, MI
When comparing lease-to-own companies in Sault Sainte Marie, MI, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Sault Sainte Marie and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Sault Sainte Marie, MI
How does Acima Leasing work? Or Snap Finance? Whichever Sault Sainte Marie, MI lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Sault Sainte Marie retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Sault Sainte Marie, MI or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Sault Sainte Marie, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Sault Sainte Marie, MI retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Sault Sainte Marie, MI
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Sault Sainte Marie, MI and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Sault Sainte Marie businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Sault Sainte Marie, MI.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Sault Sainte Marie, MI?
Snap Finance and Acima Leasing both want to help shoppers in Sault Sainte Marie MI get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Sault Sainte Marie, MI. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Sault Sainte Marie, MI requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Sault Sainte Marie, MI, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Sault Sainte Marie, MI. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.