Deciding Between Acima Leasing and Snap Finance in Saint Ignace, MI

Seeking a lease-to-own solution in Saint Ignace, MI? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Saint Ignace, MI Lease-to-Own Company

When comparing lease-to-own companies in Saint Ignace, MI, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Saint Ignace so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Saint Ignace, MI

How do Acima Leasing and Snap Finance work? Whichever Saint Ignace, MI lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Saint Ignace retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, pick the eligible items you want, and Acima Leasing in Saint Ignace, MI or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Saint Ignace, MI?

The items you can shop for vary based on which Saint Ignace, MI retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Saint Ignace, MI

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Saint Ignace, MI and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Saint Ignace and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Saint Ignace, MI, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Saint Ignace, MI

For shoppers in Saint Ignace, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Saint Ignace, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

Acima Leasing in Saint Ignace, MI also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Saint Ignace, MI Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Saint Ignace, MI. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.