How Do I Choose Between Lease-to-Own Companies in Royal Oak, MI?
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Royal Oak, how do you know which one to choose? Let's compare Acima Leasing in Royal Oak, MI against Progressive Leasing so you can figure out which company offers the requirements, store selection, and application process that fits your needs.
Royal Oak Progressive Leasing vs. Acima Leasing: How They Work
How does Progressive Leasing work in Royal Oak, MI? And how does Acima Leasing work? Both companies follow similar application processes. Browse at eligible Royal Oak retailers, find the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Royal Oak, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Royal Oak vs. Acima Leasing?
While Acima Leasing and Progressive Leasing in Royal Oak, MI have similar application processes, they have different requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in Royal Oak, MI need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Royal Oak who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Royal Oak Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Royal Oak allows you to shop at thousands of Royal Oak stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.
Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Royal Oak, MI, or view Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Royal Oak, MI
You'll find that Progressive Leasing and Acima Leasing in Royal Oak, MI have similar leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Royal Oak, MI Lease-to-Own Company?
Determining the right lease-to-own company in Royal Oak, MI is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Royal Oak you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.