What to Look for in Portland, MI Lease-to-Own Companies

When comparing lease-to-own companies in Portland, MI, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Portland and Acima Leasing so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Portland, MI Work

How do Acima Leasing and Snap Finance work? Whichever Portland, MI lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Portland retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Portland, MI or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

Portland, MI Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Portland, MI retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Portland, MI

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Portland, MI and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Portland and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Portland, MI or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Portland, MI

Everyone in Portland, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Portland, MI. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.

Acima Leasing in Portland, MI also requires an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Portland, MI, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Portland, MI. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.