How to Choose a Lease-to-Own Company in Pontiac, MI
When selecting a lease-to-own company in Pontiac, MI, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Pontiac and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Pontiac, MI
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Pontiac, MI tend to work the same way. You shop in person or online at an approved Pontiac retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Pontiac, MI or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Pontiac, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Pontiac, MI. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Pontiac, MI
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Pontiac, MI retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Pontiac and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Pontiac, MI stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Pontiac, MI
For shoppers in Pontiac, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Pontiac, MI, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
For Acima Leasing in Pontiac, MI, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Pontiac, MI, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pontiac, MI. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.