How to Choose a Lease-to-Own Company in Plymouth, MI
When comparing lease-to-own companies in Plymouth, MI, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Plymouth so you can decide which company sounds best for you.
How Does Lease-to-Own in Plymouth, MI Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Plymouth, MI lease-to-own companies operate similarly. You shop in person or online at an approved Plymouth retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Plymouth, MI will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Plymouth, MI Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Plymouth, MI. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Plymouth, MI Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Plymouth, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Plymouth businesses to national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Plymouth, MI, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Plymouth, MI?
For shoppers in Plymouth, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Plymouth, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Plymouth, MI also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Plymouth, MI, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Plymouth, MI. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.