Choosing a Lease-to-Own Company in Petoskey, MI
When selecting a lease-to-own company in Petoskey, MI, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Petoskey so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Petoskey, MI Work
How does Acima Leasing work? Or Snap Finance? Whichever Petoskey, MI lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Petoskey retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Petoskey, MI will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Petoskey, MI?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Petoskey, MI. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Petoskey, MI
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Petoskey, MI as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Petoskey stores and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Petoskey, MI or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Petoskey, MI
Snap Finance and Acima Leasing both want to help shoppers in Petoskey MI get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Petoskey, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Petoskey, MI, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Petoskey, MI Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Petoskey, MI. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.