Choosing Your Oak Park, MI Lease-to-Own Company
When selecting a lease-to-own company in Oak Park, MI, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Oak Park so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Oak Park, MI
How does Acima Leasing work? Or Snap Finance? Whichever Oak Park, MI lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Oak Park retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Oak Park, MI or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Oak Park, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Oak Park, MI retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Oak Park, MI
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Oak Park, MI and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Oak Park and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Oak Park, MI, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Oak Park, MI?
Snap Finance and Acima Leasing both want to help shoppers in Oak Park MI get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Oak Park, MI, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Oak Park, MI requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Oak Park, MI? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Oak Park, MI. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.