How Do I Choose Between Lease-to-Own Companies in Novi, MI?
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Novi, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Novi, MI to help you determine which company offers the requirements, store selection, and application process that fits your needs.
How Do Acima Leasing and Progressive Leasing in Novi, MI Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Novi, MI? Both companies follow similar application processes. Shop at your favorite eligible stores in Novi, pick out the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!
How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Novi!
Novi Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Acima Leasing and Progressive Leasing in Novi, MI might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
To lease-to-own with Acima Leasing in Novi, MI, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Novi shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Novi Stores Are Eligible?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Novi allows you to shop at thousands of Novi stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Novi, MI stores.
What Items Can I Lease in Novi, MI with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Novi, MI are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Novi, MI?
The decision of which Novi, MI lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on the application process, approval requirements, and which Novi stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.