Choosing a Lease-to-Own Company in Niles, MI
When selecting a lease-to-own company in Niles, MI, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Niles so you can find the right company for you.
How Does Lease-to-Own in Niles, MI Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Niles, MI follow similar models. You shop in person or online at an approved Niles retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance in Niles, MI or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Niles, MI?
The items you can shop for in Niles, MI depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Niles, MI
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Niles, MI businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Niles stores and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Niles, MI, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Niles, MI?
Both Snap Finance and Amica Leasing aim to help shoppers in Niles, MI with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Niles, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Niles, MI, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Niles, MI, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Niles, MI. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.