Lease-to-Own in Niles, MI: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Niles, MI, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How Do I Choose Between Lease-to-Own Companies in Niles, MI?

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but lack the funds. When looking at companies like Progressive Leasing in Niles, how do you know which one to pick? Let's compare Acima Leasing in Niles, MI against Progressive Leasing to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Niles Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Niles, MI? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible Niles stores, select the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Niles, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Niles vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Niles, MI might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Niles, MI, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Are you shopping in Niles with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Progressive Leasing vs. Acima Leasing: Niles, MI Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Niles, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Niles, MI, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Niles, MI

Acima Leasing and Progressive Leasing in Niles, MI follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Niles, MI?

Determining the right lease-to-own company in Niles, MI is a personal choice we can't make for you. To choose the right fit, consider which Niles retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.