What to Look for in Mount Clemens, MI Lease-to-Own Companies
When picking a lease-to-own company in Mount Clemens, MI, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Mount Clemens and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Mount Clemens, MI Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Mount Clemens, MI lease-to-own companies operate similarly. You shop in person or online at an approved Mount Clemens retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Mount Clemens, MI will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Mount Clemens, MI?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mount Clemens, MI. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Mount Clemens, MI and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Mount Clemens, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Mount Clemens businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Mount Clemens, MI stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Mount Clemens, MI
Everyone in Mount Clemens, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Mount Clemens, MI, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Mount Clemens, MI requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Mount Clemens, MI? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Mount Clemens, MI shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.