Comparing Acima Leasing and Snap Finance in Midland, MI

Seeking a lease-to-own solution in Midland, MI? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Midland, MI Lease-to-Own Companies

When comparing lease-to-own companies in Midland, MI, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Midland and Snap Finance so you can decide which company sounds best for you.

Snap Finance in Midland, MI vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most Midland, MI lease-to-own companies operate similarly. You shop in person or online at an approved Midland retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Midland, MI will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Midland, MI?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Midland, MI. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Midland, MI

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Midland, MI retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Midland and the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Midland, MI.

What Are the Requirements for Acima Leasing vs. Snap Finance in Midland, MI?

Everyone in Midland, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Midland, MI, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Midland, MI requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Midland, MI

Acima Leasing and Snap Finance are great options for Midland, MI shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.