Snap Finance in Marshall, MI or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Marshall, MI — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Marshall, MI

When choosing a lease-to-own company in Marshall, MI, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Marshall and Snap Finance so you know which company is your best fit.

Snap Finance in Marshall, MI vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Whichever Marshall, MI lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Marshall retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Marshall, MI will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Marshall, MI Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Marshall, MI. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Marshall, MI

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Marshall, MI retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Marshall businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Marshall, MI stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Marshall, MI

Everyone in Marshall, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Marshall, MI. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

For Acima Leasing in Marshall, MI, you will also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Marshall, MI Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Marshall, MI shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.