Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Marquette, MI

You’re ready to shop with help from a lease-to-own company in Marquette, MI. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Marquette, MI Lease-to-Own Company

When choosing a lease-to-own company in Marquette, MI, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Marquette and Acima Leasing so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Marquette, MI Work

How does Snap Finance work? Or Acima Leasing? Most Marquette, MI lease-to-own companies operate similarly. To start, you choose an approved retailer in Marquette and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Marquette, MI will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Marquette, MI?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Marquette, MI. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Marquette, MI and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Marquette, MI as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Marquette businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Marquette, MI or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Marquette, MI?

Everyone in Marquette, MI deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Marquette, MI, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.

For Acima Leasing in Marquette, MI, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Marquette, MI, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Marquette, MI shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.