Choosing Your Lowell, MI Lease-to-Own Company
When picking a lease-to-own company in Lowell, MI, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lowell so you can find the right company for you.
Snap Finance in Lowell, MI vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Lowell, MI tend to work the same way. To start, you choose an approved retailer in Lowell and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in Lowell, MI or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lowell, MI?
The items you can shop for vary based on which Lowell, MI retailers are approved by Snap Finance or Acima Leasing. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Lowell, MI
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Lowell, MI businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Lowell and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Lowell, MI stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Lowell, MI
Both Snap Finance and Amica Leasing aim to help shoppers in Lowell, MI with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Lowell, MI. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Lowell, MI requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Lowell, MI, the Choice Is Yours
Many shoppers across Lowell, MI can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.