Choosing a Lease-to-Own Company in Lapeer, MI
When choosing a lease-to-own company in Lapeer, MI, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Lapeer and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Lapeer, MI Work
How does Acima Leasing work? Or Snap Finance? Whichever Lapeer, MI lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Lapeer retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing in Lapeer, MI or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Lapeer, MI Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Lapeer, MI depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Lapeer, MI and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Lapeer, MI retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Lapeer stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Lapeer, MI.
Acima Leasing vs. Snap Finance Application and Requirements in Lapeer, MI
For shoppers in Lapeer, MI with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Lapeer, MI. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Lapeer, MI also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Lapeer, MI
Acima Leasing and Snap Finance have a lot to offer shoppers in Lapeer, MI. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.